Farm, Agricultural, Estate and
Smallholding Mortgages

 Farm and Smallholding and Agricultural Rural Mortgages and Finance Broker in UK


Send an Enquiry


Equine & Rural Mortgages & Finance offer Asset Finance and Funding options for Farms, Estates, Smallholdings and Agricultural Businesses, Agricultural Machinery and Equipment for the agricultural sectors plus much more – just ask…

You will speak to a real person! Our clients tell us it’s our personal and professional manner which sets us apart. That, and Equine & Rural’s extensive portfolio of funders, which mean the best packages and lower rates of interest on your finance.

Call us to discuss your project : 07823 447752

Farm & Estate Mortgages

Like many things, getting finance right at the start makes life easier down the line. You’re looking for the best interest rates and terms with minimum restrictions to provide a solid foundation for your business and your family. 

That begins with good advice and support. We prefer to speak with you early in your project to help us understand your needs and deliver a finance solution that is tailor-made for you now and in the future. There is no financial obligation until you know what options could be available.

From initial contact through to the release of your mortgage, we personally shepherd you through the process. We work hard to find you the most competitive rates, margins, fees and terms. Just because one bank says ‘yes’, it doesn’t make it the best bank – we weigh up all your options.

Projects We Can Help:

  • Renegotiating loans when banking relationships or policies change.
  • Buying a farm, land, buildings or other property.
  • Converting buildings for business or housing.
  • Buying out partners or family members.
  • Diversification or enterprise expansion.
  • Restructuring overdraft or other debt.
  • Bridging loans.

Call now for a friendly chat to discuss
your project call us on: 07823 447752

 Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK 

We have a wide variety of lenders on our books and
a team of advisers who understand the equestrian industry.

Typical Farm Mortgage Terms

  • Terms up to 40 years.
  • Fixed interest up to 25 years.
  • interest-only periods for new projects. 
  • Reduced lending covenants and restrictions.
  • Loans repayments tailored to suit your cash flow.
  • Combined business and household income considered.
  • Lump sum reductions with no or minimal early repayments penalty.
  • Up to 70% loan value (LTV); 100% mortgages considered with additional security

 Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK

Once we’ve established that you have a realistic opportunity to secure funding, we prepare lending proposals, put them to several appropriate lenders and negotiate terms on your behalf. We guide you and your mortgage through every step to a successful completion. 

We have a wide variety of lenders on our books and a team
of advisers who understand the agricultural industry.

Projects We Can Help:

  • Buying property with land including agricultural or equestrian ties.
  • Renegotiating with existing bank and/or new lenders.
  • Building a new house or commercial buildings.
  • Restructuring overdrafts or other debt.
  • Developing redundant buildings.
  • Renewable energy schemes.
  • Creating a new enterprise.
  • Buying out partners.
  • Bridging loans.

Smallholding Mortgages

Finding finance to help you buy a property or run a business in the countryside can be difficult. Your plans may not fit with lender’s criteria or you may be looking to buy a house with occupancy restrictions which lenders are cautious of.

On top of that, you’re looking for the best finance to match your current needs but also to set a solid foundation for your business and family in the future. 

Getting that right starts with getting the best advice and support at an early stage in your project or move planning. We’ll meet with you under no-obligation to discuss your plans.

Typical smallholding and houses
with land mortgage terms:
 

  • Terms up to 25 years.
  • Fixed interest rates for up to 25 years.
  • Bank base rate tracker variable interest rates.
  • Combined employment and business income considered.
  • Lump sum reductions with no or minimal early repayment penalty.
  • No introductory interest rates; just a competitive rate for the whole term.
  • Up to 70% loan to value (LTV); 100% mortgage considered with additional security.

We’d love to talk to you about your project and see how we can help you. Call us now on: 

07823 447752

Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK

Talking to a finance specialist at the start
of any project gives you the best
chances of success.

 

Send an enquiry

 


In Association With Rural And Business Specialists Ltd.
Authorised And Regulated By The FCA – 724325
The Raylor Centre James Street York Y010 3DW
Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage.

 

Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK

Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK

Farm Smallholding and Agricultural Rural Mortgages and Finance Broker in UK

 

 

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