Hire purchase is the ideal solution if you want to spread the cost of purchasing a vehicle, across affordable monthly repayments. You choose how much you want to borrow over an agreed period. And the repayments and interest are divided equally into fixed monthly instalments. At the end of your agreement, the car is yours. You also have the option to pay off the total amount early if your circumstances change.
In most cases, lenders will look more favourably on people with a higher credit score. If that's you - good news! A strong credit profile will normally result in lower interest rates, helping to reduce the overall cost of your loan. And if you haven't got a perfect score, you can easily turn things around with a little work. To access the best possible rates, try our Complete Guide for top tips to help you improve your credit score, and maintain it.
We provide horsebox finance for commercial businesses. Whether you're looking to finance a small single stall horsebox for your weekend trips out or wish to transport 6 horses in your line of business.
We have great options for horsebox finance.
Whether you're wishing to buy a 3.5 tonne or something larger with 4 or 6 stalls.
We'll find an affordable loan
to suit your needs.
We work to provide horsebox finance for both businesses and private buyers. With our small, professional team guiding you every step of the way, you're guaranteed to receive a unique, customer-focused service from start to finish. Our dedicated team are committed to providing quick and informed decisions – to save you time and money. We can also finance motorhomes!
With E&R Finance, your needs will always be our priority – and we're committed to providing first-class customer service throughout the process.
Horseboxes can often carry high sale prices and therefore conventional hire purchase agreements are sometimes unsuitable. If you a wanting to purchase a high value horsebox on a hire purchase agreement you may find that the monthly repayments make the purchase unfeasible. In an effort to reduce monthly repayments you may consider: putting down a larger deposit, looking to arrange a longer term or a balloon payment
Here at E&R Finance we understand that no two applications are the same – and that's why we have a variety of flexible finance options to suit a range of vehicles from motorhomes and 3.5 ton horseboxes to 26 ton equestrian trucks.
If you're looking for exceptional customer service on your journey to finding a competitive finance deal, contact E&R Finance today. Our financing experts will help you every step of the way – working to offer fair, manageable and low-interest loan deals.
We work with a large range of lenders to source the most suitable finance packages to suit your needs.
Buying a horsebox for business purposes or through a business is no problem. If you are a business, this appears on your balance sheet as an asset from day one.
"Equine & Rural is a Trading Style of Linda Johnson. Our Firm Reference Number (FRN) is 912528. Linda Johnson is an appointed representative of Patrick McVeigh (FRN:826887) which is authorised and regulated by the Financial Conduct Authority. We are a Credit Broker and not a Lender. We will work with a limited number of pre-approved lenders.
You may check this information on the FCA's Register by visiting www.fca.org.uk/register or by contacting them on 0800 111 6768 (Freephone) or 0300 500 8082 from the UK, or +44 207 066 1000 from abroad.
Some of the services that we provide are not regulated by the Financial Conduct Authority. You will be advised in advance of any such proposal or service."